Friends Capital is a Sheffield-based mortgage broker working from Beehive Works in the city centre. Whether you're buying your first home in Nether Edge, remortgaging in Ecclesall, or investing in a buy-to-let near the university, our advisers know the local market — and as a whole-of-market broker, we're not limited to a small panel of lenders when it comes to finding you the right deal.
We work with clients across the whole of Sheffield and the surrounding area — from the leafy suburbs in the west to the busier neighbourhoods closer to the centre.
Totley, Dore, Fulwood, Ranmoor
Hillsborough, Chapeltown, Ecclesfield
Meadowhall, Rotherham
Mosborough, Eckington, Dronfield
Kelham Island, Nether Edge, Heeley
Combined experience
Clients helped
FCA regulated
Being based here matters. We're not a call centre in another city reading from a script — we're a five-minute walk from the Peace Gardens, we know which new-build developments are going up around the city, we understand how lenders view properties in Sheffield's mix of Victorian terraces, post-war semis, and city-centre apartments, and we've seen how the local market moves through a full cycle of rate changes. That local knowledge regularly makes the difference between an application that sails through and one that gets stuck.
As a whole-of-market, FCA-regulated broker (Friends Capital Ltd, FRN 650114), our recommendations aren't restricted to a small panel of lenders — we search the market on your behalf, handle the application, and deal with the lender directly, so you're not doing this alone.
Senior Mortgage and Protection Adviser
With over 12 years' experience in the industry, Robert deals with all types of mortgages, from bridging finance to complex buy-to-let, giving Sheffield clients independent, whole-of-market advice however unusual their situation.
Mortgage and Protection Adviser
Tiffany specialises in self-employed mortgages of every kind, helping Sheffield's business owners and freelancers find mortgage and protection cover that fits circumstances high-street lenders don't always understand.
Mortgage and Protection Adviser
Katie looks after first-time buyers and new build mortgages, guiding Sheffield's newest homeowners through every stage of their first mortgage with clear, impartial advice.
Managing Director
Paul founded Friends Capital in 2014 after a career as an IFA, bringing over 40 years' experience in the industry to lead the Sheffield team.
Mortgage Case Manager
Ceri manages applications through to completion, with a friendly manner that holds clients' hands from start to finish.
Office Manager
Zoe is CeMAP-qualified and looks after FCA compliance alongside running the Beehive Works office — often the first friendly voice you'll speak to.
Beehive Works, Milton Street, Broomhall, Sheffield S3 7WL
Mon – Thu: 9:00am – 5:30pm
Fri: 9:00am – 3:00pm
0800 862 0811
info@friendscapital.co.uk
Our office sits inside Beehive Works, a Grade II*-listed landmark in Sheffield's Devonshire Quarter, currently being carefully restored as one of the city's most significant historic buildings — a fitting home for an independent local business.
Get DirectionsCommon questions about our Sheffield office.
Do you only work with clients in Sheffield city centre?
No — we cover the whole of Sheffield and the surrounding area, from Totley and Dore in the west to Mosborough and Dronfield in the south, and out to Rotherham in the east. If you're unsure whether we cover your area, just ask.
Can I visit your Sheffield office in person?
Yes. We're based at Beehive Works on Milton Street, a short walk from the city centre, and you're welcome to book an appointment to meet your adviser face to face. We're also happy to work entirely by phone or video call if that's easier.
Do you know the Sheffield property market specifically, or is this a national franchise?
Friends Capital is a Sheffield-based, independent mortgage broker — not a call centre or national franchise. Our advisers work with Sheffield lenders, surveyors and estate agents regularly, and understand how the local mix of Victorian terraces, post-war housing and new-build apartments is viewed by different lenders.
Is your advice free?
Yes, your initial consultation is free. There may be a fee for arranging your mortgage — typically £795, depending on your circumstances — but we'll always confirm this upfront before you commit to anything.
Are you whole-of-market, or tied to certain lenders?
We're whole-of-market. We aren't tied to a limited panel, so our recommendations are based on what's actually right for you, not what's on a restricted list.
How do I get started?
Call us on 0800 862 0811, email info@friendscapital.co.uk, or fill in the enquiry form on this page, and one of our Sheffield-based advisers will get back to you.