Friends Capital is an FCA-regulated, whole-of-market mortgage broker based at Beehive Works in Sheffield, and we help buyers and homeowners right across South Yorkshire. Many of our clients are in Rotherham and Barnsley, and you can speak to us by phone, by video or at our Sheffield office.
Homes across South Yorkshire cost far less than the national average, which can make buying, moving up or investing more achievable than people expect.
Source: HM Land Registry UK House Price Index, July 2026 (the latest figures available). Averages hide a wide range; your home's value depends on its size, type and location.
What that means in practice: a first-time buyer in Barnsley paying the area's average first-time buyer price of about £156,700 with a 10% deposit (about £15,700) would need a mortgage of around £141,000. At 4.5 times income, that's within reach of a household earning around £31,300 a year. Every lender assesses affordability differently, so we'll check what you could actually borrow.
We have many clients in Rotherham, from first-time buyers in Wickersley and Rawmarsh to families moving up in Whiston and Swallownest, and landlords across the borough. We also work with a Rotherham-based second charge lender, which gives us local insight into secured lending in the town.
Rotherham's average house price is £191,496, about £100,000 below the England average, and first-time buyers pay an average of £171,614. With the tram-train running between Rotherham Parkgate and Sheffield, many of our Rotherham clients work in Sheffield and buy where their money goes further.
Barnsley is one of the areas we help most outside Sheffield. Clients there range from first-time buyers in Wombwell, Hoyland and Cudworth to families in Penistone and the villages towards the Peak District.
Barnsley's average price is £175,537, and terraced homes average £141,239, among the most affordable in South Yorkshire. Prices rose 3.5% over the year. With the M1 linking Barnsley to both Sheffield and Leeds, it's popular with buyers who commute either way.
We help buyers and homeowners across Doncaster, from Bessacarr and Bawtry to Armthorpe, Thorne, Mexborough and Conisbrough.
Doncaster's average price is £172,305, the lowest of South Yorkshire's four areas, yet prices grew fastest over the year at 4.7%. First-time buyers pay an average of £156,020. Direct trains on the East Coast Main Line make it a practical base for commuters too.
For buyers and homeowners in Sheffield itself, see our mortgage advisers in Sheffield page, with the areas we cover across the city and how to visit us at Beehive Works. For Chesterfield and the Peak District, see our Peak District and Derbyshire page.
We arrange mortgages for clients across South Yorkshire in every situation, including:
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our team includes Robert Wilson-Rust (Senior Mortgage and Protection Adviser), Tiffany Taylor and Katie Stoker (Mortgage and Protection Advisers), all CeMAP qualified, and Ceri Walby (Mortgage Case Manager), who looks after your application through to completion.
Common questions about mortgage advice in South Yorkshire.
Do you cover Rotherham, Barnsley and Doncaster?
Yes. We help clients right across South Yorkshire, including Rotherham, Barnsley and Doncaster as well as Sheffield. Many of our clients are in Rotherham and Barnsley.
Do I need to come to your Sheffield office?
No. Most clients speak to us by phone or video call and send their documents securely online. You're also welcome to meet us at Beehive Works in Sheffield if you prefer.
Do you charge more if I live outside Sheffield?
No. Your first consultation is free and our fees are the same wherever you live: our mortgage fee is typically £795, and there's no fee for a product transfer or protection advice.
Are house prices lower in South Yorkshire than the national average?
Yes. In July 2026 the average price was £191,496 in Rotherham, £175,537 in Barnsley and £172,305 in Doncaster, compared with £293,479 across England, according to HM Land Registry.
Can you help if I'm moving to South Yorkshire from elsewhere?
Yes. Many people move to South Yorkshire for work or for more affordable homes. We can arrange your mortgage wherever you're moving from, and we work with clients across the UK.
Reviewed by Zoe White CeMAP, Compliance Officer, Friends Capital. Last reviewed October 2026.
Wondering what we charge? Your initial consultations and discussions are free, and our mortgage fee is typically £795 — most of it payable only on completion. See our fees in full.