Your Home, Your Future

Are you over 55 and considering how to make the most of your home's value in later life? Equity release could unlock tax-free cash from your property without having to move.

Ready to explore your options?

How Equity Release Could Help You

Top Up Your Retirement Income

Access the wealth tied up in your home to supplement your pension and enjoy a more comfortable retirement.

Stay in Your Home

Release equity whilst continuing to live in the home you love, without the stress and expense of moving.

Support Your Family

Help your children or grandchildren with university fees, house deposits, or other important milestones.

Enjoy Life More

Fund that dream holiday, home improvements, or simply have the financial freedom to live life your way.

Clear Outstanding Debts

Pay off your existing mortgage or other debts to reduce monthly outgoings and financial stress.

Tax-Free Cash

The money you release is tax-free and won't affect your state pension or most means-tested benefits.

What We'll Help You Understand

During your free consultation, we'll walk you through all the important aspects of equity release:

  • How much equity you could potentially release from your home
  • The different types of lifetime mortgages available to you
  • How interest works and your repayment options
  • The impact on your inheritance and family's future
  • How it might affect any means-tested benefits you receive
  • The safeguards and protections that come with modern equity release

Why Choose Friends Capital?

With over 30 years of experience, we've helped thousands of clients across Sheffield and the UK secure their ideal solutions.

Clear, Honest Advice

We speak in plain English, not jargon, ensuring you understand every aspect of your decision.

No Pushy Sales

We take the time to understand your unique circumstances without any pressure tactics.

Expert Knowledge

Our team brings decades of combined experience in specialist later life lending solutions.

Fully Regulated

All our recommendations are approved by the Equity Release Council for your protection.

Outstanding Care

Dedicated support throughout every step of your journey, from initial consultation to completion.

Whole of Market

We search the entire market to find the most suitable product that matches your needs.

Important Information:

A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home.

Equity release is not right for everyone and may reduce the value of your estate. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured against it.

Our fees for providing advice on and arranging a lifetime mortgage are capped at a maximum fee of £1,795 and are only payable upon successful completion. We will never ask you for any form of upfront or advance payment for our advice.

Ready to Take the Next Step?

Our specialists are ready and available to give you the advise you need. Book your free, no-obligation consultation today.