Your Rights

We work hard to give every client a high standard of service, but we know things can sometimes go wrong. If they do, we want to hear about it so we can put things right and learn from it. This page explains how to make a complaint, what we will do, and your right to take a complaint to the Financial Ombudsman Service.

If you need help making a complaint, or would like any information in a different format such as large print, please tell us and we will help.

Making a complaint about our advice or service

You can complain in whichever way suits you best:

  • By post: Complaints, Friends Capital Ltd, Beehive Works, Milton Street, Sheffield, S3 7WL
  • By phone: 0114 303 1031 (Monday to Thursday, 9:00am to 5:30pm; Friday, 9:00am to 3:00pm)
  • By email:admin@friendscapital.co.uk

Please tell us your name, how we can contact you, what went wrong and what you would like us to do to put it right.

What happens next

  • If we can resolve your complaint to your satisfaction within three business days, we will write to you to confirm this and explain your right to refer it to the Financial Ombudsman Service if you later change your mind.
  • Otherwise, we will acknowledge your complaint promptly in writing, tell you who is dealing with it, and keep you updated.
  • We will send you our final response within eight weeks of receiving your complaint. If we cannot do so in that time, we will write to explain why and tell you about your right to go to the Financial Ombudsman Service.

The Financial Ombudsman Service

If you are not happy with our final response, or we have not sent it within eight weeks, you may be able to refer your complaint to the Financial Ombudsman Service. It is free and independent. You must normally do this within six months of the date of our final response.

The Ombudsman will usually only look at a complaint once we have had the chance to deal with it, so please contact us first. It may also be unable to consider your complaint if the events happened more than six years ago and you are complaining more than three years after you knew, or should have known, there was a problem.

Commercial mortgages, most buy-to-let mortgages and bridging loans are not regulated by the Financial Conduct Authority, so the Ombudsman may not be able to consider complaints about them.